General Liability Insurance protects your business from a variety of things. We evaluate your unique situation and create a customized policy for you that includes different types and amounts of coverage to protect your business from situations that result in bodily injury or property damage to an third party.
Business property insurance provides protection for the business in the event of a loss or accident. Failure to have proper coverage in place can result in a significant financial burden for the business in order to get everything back operating correctly.
Workers' Compensation is a type of insurance coverage that protects your employees in case of injury or disease during the course of employment. Having workers' compensation coverage can save you and your business from costly lawsuits and employee issues. Workers' Compensation Insurance protects your business AND your employees, who are oftentimes a huge part of the framework of a company.
Professional Liability Insurance is designed to protect an entity that is engaged in giving professional advice or services. It provides coverage for the errors & omissions made by a professional individual or entity for which the coverage has been provided.
The auto insurance needs of your business differ but your liability doesn't change when it is a business vs. personal use. Protecting your fleet also carries the same needs to protect your employees and nuances, like an employee using the vehicle for personal use as well as business, can leave your business vulnerable.
A Business Owners Policy, commonly called a “BOP,” contains many of the insurance coverages needed by most small businesses. While these policies are not standard, there is great variation from insurance company to insurance company; there are certain common elements.
If your business suffers a property loss it could cause the business to slow or close down while repairs are made. This may mean a complete or partial revenue loss depending on the time frame and the damage. From the time the loss occurs until your business is running again, insurance can replace your lost profits, and provide a source of money to pay your necessary continuing expenses, like rent, payroll, taxes, etc.
A Commercial Umbrella Insurance policy will provide excess liability coverage over and above your underlying liabilty policies. An Umbrella policy can be used to increase your total amount of liability protection over your General Liability and Commercial Auto and may also provide some coverage outside of those underlying policies.
In today's technology-driven world, companies face a number of dynamic exposures. Whether it is faulty software, inappropriate advice, misconfigured firewalls or inadequate anti-virus software, hardware failure - companies are increasingly at risk. Claims are growing rapidly, leaving companies liable for expensive lawsuits.
Whether you are planning a corporate event, holding a large rock concert, or organizing a local flower festival, you will need special event insurance to ensure that you are covered for unexpected occurrences that may spoil the success you and your company may receive when the big day arrives.